Getting Started

What is KOPA?

KOPA transforms income producing properties into dividend stocks. Essentially, it is the easiest and most accessible way to buy and sell fractional shares of cash flowing real estate. For Example:

  • Investing in a share of your local shopping mall
  • Buying a part of your favorite team's stadium
  • Purchasing a slice of your favorite vacation property

What's more, while investors share in any property appreciation they also receive quarterly dividend payments from the rent generated by their properties.

You can find more information about how investors can use KOPA here.

KOPA can also be used to extract capital from your existing cash-flowing property assets without forfeiting your rights.  For Example:

  • Offering shares of your music venue to the audiences that attends  its shows
  • Splitting ownership of a coffee shop with the patrons that stop by regularly
  • Selling shares of your flower shop to the community so you can open another one the next town over

By fractionalizing a minority stake and listing a property on the KOPA Marketplace sponsors can invite everyone to join them in ownership, redefining success as a shared journey. Learn more about how Sponsors can use KOPA here.

Fees & KOPA

Fees allow KOPA to be able to provide the services and provide the ongoing security to make sure that the properties you are invested in run in the best manner possible. As an Ownership Platform, KOPA is focused on providing the best and growing features for a low cost that is simple, transparent, and easy-to-understand. For that reason, we are proud to list fees on the platform here:

Kopa Fee
Every quarter renters pay rent, property remits ownership stake to Kopa investors. Kopa charges a maximum of 2%  per year (or 0.5% per quarter), and only if your property makes money. If there a period of no cash flow for you, KOPA does not charge.

Transaction Fee
This is related to blockchain transactions and is not charged by Kopa directly. It is paid directly to the blockchain and is usually less than 1 cent.

No Hidden Fees
If you have seen other platforms, you may have realized that they charge a low headline rate, but then charge various fees that become quite complicated to calculate. Such fees include acquisition fees, sales fees, construction management fees, property management fees, brokerage fees, and others. KOPA does NOT engage in any additional fees other than the ones listed above.

Contact Us

If you have further questions or want to reach out and speak to someone on the team, please feel free to reach out to info@kopamarket.io and we'd be happy to help!

Requirements

Investing with Kopa is open to anyone aged 18 or above who has a valid Social Security Number. As Kopa expands into the global market, opportunities will become available to international investors as well. Kopa's marketplace is designed to be inclusive, offering investment opportunities to everyone, with a minimum investment amount as low as $5.

How to sign up for an investor acccount

When you are granted access to KOPA Market, you will be able to sign up directly on the site and start browsing properties. At any point before you find your first property, you can go through identity verification and connect the necessary accounts to invest and hold your selected property slices.

Buying & Selling on KOPA

Are there fees or minimums to start investing?

Our mission at Kopa is to make investing in real estate accessible to everyone, and as such the minimum required to make an investment is only $5 USD.

What are fractional property shares?

Fractional property shares are slices of the equity in a property that allow you to own a piece of the property at an amount that you can afford. These slices get the same economic rights as any other property owner, so you get the same economic benefit no matter how much you invest.

How does buying and selling shares work?

Once all the original series shares of a property are sold, you can list your shares for sale, allowing other investors to buy them from you. Just remember that your sale will only happen after all the original series shares are sold. When you decide to sell, you can choose between market orders or limit orders for added flexibility.

How do Kopa fees work?

Kopa Fee: Every quarter renters pay rent, property remits ownership stake to Kopa investors. Kopa charges an annualized 2% maximum fee. No fees during periods of no cash flow, and zero charges when selling your share.

Transaction Fee: This fee is related to blockchain transactions and is not charged by Kopa directly. It is paid directly to the blockchain and is usually less than 1 cent.

Community & Impact

What is Property Impact?

Property Impact is a core aspect of Kopa's commitment to responsible investing. We understand that real estate can have a far-reaching influence on both the environment and the communities it serves. In our dedicated ""Property Impact"" section, investors can explore how each property goes beyond its financial returns to create positive change.

We use distinct badges to provide insights into how each property contributes positively.

  • Eco-Saver: Properties that use resources (energy, water, and waste) more efficiently than the local average.
  • Local Business: Properties with a majority of local/small business tenants instead of large corporations.
  • Historically Underinvested: Properties situated in areas historically overlooked for investment due to factors like redlining.
  • Community Enhancer: Properties offering open spaces, events, or services that benefit the local community.
  • Affordable Mission: Properties intentionally offering rents below market rates to promote affordability or community benefits.
  • MWVBE Ownership: Properties with majority ownership by minorities, women, veterans.
  • Mom & Pop Ownership: Properties with majority ownership by families or small-scale owners, not professional funds.

Security & Privacy

How does KOPA keep my money safe?

Because KOPA uses blockchain, all your money is within your own account. KOPA uses secure code that is verified by thousands of computers to send your ownership and money to your account. The blockchains we have used have never been hacked.

How does KOPA protect my identify and documentation?

KOPA does not provide or sell your information to anyone for commercial purposes.

KOPA does use identity verification experts that ensure you are who you say you are and not on any anti-money laundering lists (to screen out terrorists,  people who are known to do illegal activity by the U.S. government, and others who would like to take illegal money and "wash" it  by investing in properties and taking  out their proceeds). We do this at initial investment to make sure that everyone on KOPA Market is safe and can legally do business.

How does KOPA request personal information and documentation?

KOPA requests your identification verification when you make your first investment. You can enter your information to  ensure you are verified and not on an anti-money laudering list.

Is my KOPA balance insured?

Most people typically think of FDIC insurance when placing their money in an account. FDIC inurance is only for banks accounts that meet very specific requirements and are only allowed to use that capital in very specific ways.

However, FDIC insurance does not apply to any investment where someone makes a choice into what they put their money into, including big stocks like Apple and Caterpillar all the way down to individual home purchases.

So, because KOPA allows you to choose your investments, it cannot be FDIC insured. However, by it being in a blockchain wallet that is only connected to you and those you provide access to (that even KOPA does not have ability to change), your security is decentralized an far away from a centralized attack.

Are my property shares insured?

KOPA Market requires adequate insurance be on the properties that come on the platform based on normal conditions for the area.

So, if something happens to a property on KOPA that is in those policies, then the property insurance will be used.

Who can see my KOPA investments?

You can see and monitor your investments on KOPA Market at any time.

How can I access a copy of my personal data on file?

You can access that information

Economics & Investing

How does earning dividends on KOPA Market work?

KOPA Market is primarily made up of cash-flowing properties. Because these priorities have proven cash flow and are profitable, when you buy a slice of a property on KOPA and the money makes

How does investing on KOPA work?

Invest with US Dollars from your bank account or debit card. Or you can invest with supported stablecoins in crypto ($US Dollar Coin or $USDC)

You invest in increments of $5 in whatever properties are available. When a deal closes, you get your share of ownership into a Web 3 wallet and they are yours.

Every quarter, you get distributions in the same percentage of your ownership. You get them for as long as you own the property share.

After a year, you can sell them on a secondary market to anyone else on Kopa Market, where you can benefit from additional price movement.

Wallet

Banks & Cards FAQs

You can connect to KOPA Market and invest using your checking or savings account. KOPA works with leading partners that verify your bank information and ensure you have enough capital to not be overdrawn.

Can I invest with debit card?

You can also invest in KOPA Market via a debit card.

Can I invest with a credit card?

KOPA does not accept credit cards because their unpaid interest rates are high enough that they generally are much higher than real estate returns, and so using credit to own more on margin could actually make an investor worse off. That is the opposite of ownership, so we only allow debit cards.

Is a Wallet necessary to start investing?

Users need to set up a Web3 wallet or connect your existing crypto wallet to Kopa which only takes about 1 min to start investing at Kopa market. This is because your proof of share purchase will be stored in your wallet as NFTs, and your distribution is automatically deposited into your wallet every quarter.

Troubleshooting

How do I reset my email address?

When KOPA Market is live, once you have created a verified account, you can add or change your notification email(s).

How do i reset my phone number?

When KOPA Market is live, once you have created a verified account, you can add or change your phone number.

Change your username

When KOPA Market is live, Kopa does not have usernames. Since your investment portfolio is only viewable to you through your digital wallet, there is no need for a user name on KOPA Market.

Reset Password

When KOPA Market is live, once you have created a verified account, you can reset your password.

Notification Settings

When KOPA Market is live, you will be able to determine how much you want to be notified when there are updates and dividends coming from the properties in your portfolio.

Close my KOPA Account

You can close your KOPA account whenever you like. The only stipulation you will want to consider is to ensure you do not retain property ownership in your digital wallet, as you will not be able to get future dividends.

Have more questions?
Contact us

Join the Movement

Our platform provides a solution that empowers everyone everywhere with equal opportunities to create impact and cultivate wealth through ownership.

$12B

Real estate transactions

Amount of real estate transactions shared by the Kopa's senior leadership of $12 billion

$105M

Backed startups value

The amount of funding that startups have gotten from professional investors previously

700k+

Lines of code

A testament to our technical proficiency, making investment easy for everyone