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Our platform provides a solution that empowers everyone everywhere with equal opportunities to create impact and cultivate wealth through ownership.
KOPA transforms income producing properties into dividend stocks. Essentially, it is the easiest and most accessible way to buy and sell fractional shares of cash flowing real estate. For Example:
What's more, while investors share in any property appreciation they also receive quarterly dividend payments from the rent generated by their properties.
You can find more information about how investors can use KOPA here.
KOPA can also be used to extract capital from your existing cash-flowing property assets without forfeiting your rights. For Example:
By fractionalizing a minority stake and listing a property on the KOPA Marketplace sponsors can invite everyone to join them in ownership, redefining success as a shared journey. Learn more about how Sponsors can use KOPA here.
Fees allow KOPA to be able to provide the services and provide the ongoing security to make sure that the properties you are invested in run in the best manner possible. As an Ownership Platform, KOPA is focused on providing the best and growing features for a low cost that is simple, transparent, and easy-to-understand. For that reason, we are proud to list fees on the platform here:
Kopa Fee
Every quarter renters pay rent, property remits ownership stake to Kopa investors. Kopa charges a maximum of 2% per year (or 0.5% per quarter), and only if your property makes money. If there a period of no cash flow for you, KOPA does not charge.
Transaction Fee
This is related to blockchain transactions and is not charged by Kopa directly. It is paid directly to the blockchain and is usually less than 1 cent.
No Hidden Fees
If you have seen other platforms, you may have realized that they charge a low headline rate, but then charge various fees that become quite complicated to calculate. Such fees include acquisition fees, sales fees, construction management fees, property management fees, brokerage fees, and others. KOPA does NOT engage in any additional fees other than the ones listed above.
If you have further questions or want to reach out and speak to someone on the team, please feel free to reach out to info@kopamarket.io and we'd be happy to help!
Investing with Kopa is open to anyone aged 18 or above who has a valid Social Security Number. As Kopa expands into the global market, opportunities will become available to international investors as well. Kopa's marketplace is designed to be inclusive, offering investment opportunities to everyone, with a minimum investment amount as low as $5.
When you are granted access to KOPA Market, you will be able to sign up directly on the site and start browsing properties. At any point before you find your first property, you can go through identity verification and connect the necessary accounts to invest and hold your selected property slices.
Our mission at Kopa is to make investing in real estate accessible to everyone, and as such the minimum required to make an investment is only $5 USD.
Fractional property shares are slices of the equity in a property that allow you to own a piece of the property at an amount that you can afford. These slices get the same economic rights as any other property owner, so you get the same economic benefit no matter how much you invest.
Once all the original series shares of a property are sold, you can list your shares for sale, allowing other investors to buy them from you. Just remember that your sale will only happen after all the original series shares are sold. When you decide to sell, you can choose between market orders or limit orders for added flexibility.
Kopa Fee: Every quarter renters pay rent, property remits ownership stake to Kopa investors. Kopa charges an annualized 2% maximum fee. No fees during periods of no cash flow, and zero charges when selling your share.
Transaction Fee: This fee is related to blockchain transactions and is not charged by Kopa directly. It is paid directly to the blockchain and is usually less than 1 cent.
Because KOPA Market is designed to ensure best outcomes for both Sponsors and Investors, it is focused on cash-flowing properties that have proven there is a demand from tenants.
KOPA Market requires that you have owned the property for at least one year and can produce verified financials, property condition, and legal documentation that demonstrate the property exists and can make money
Applying for KOPA Capital is easy. Fill out the Equity Capital Application (https://www.kopamarket.io/sponsor-intake-page), which should take no more than 10 minutes.
From there, KOPA Staff will contact you to learn more about your property.
Looking to get started with an KOPA Sponsor account? Read on for some frequently asked questions.
Note: If you are new to KOPA and wish to sign up for an Investor Profile/Invest in properties, you can learn more about signing up for an investor profile here.
Can I use KOPA outside of the United States?
What type of properties have access to the KOPA Marketplace?
KOPA Market accepts applications for ANY cash-flowing property, regardless of property type or location. There is no limit on types of property you can apply with.
How is property value determined?
Value is determined by an accredited 3rd party appraiser that is expressely asked to determine the actual market value of your property. No haggling or having to deal with counterparties who try to decrease your property value. KOPA Market is committed to providing fair and market-priced capital that helps both Sponsors and Investors have a fair result.
With cash flow coming from the property, a Sponsor can use the capital for any reason they choose. This can include:
KOPA Market accepts applications for ANY cash-flowing property, regardless of property type or location. There is no limit on types of property you can apply with.
Yes, KOPA Capital is equity.
KOPA Capital serves as an equity recap for a Sponsor property that is fairly priced based on accredited 3rd party appraisers.
No, KOPA Capital is equity that is fairly priced based on 3rd party appraisals.
Value is determined by an accredited 3rd party appraiser that is expressely asked to determine the actual market value of your property. No haggling or having to deal with counterparties who try to decrease your property value. KOPA Market is committed to providing fair and market-priced capital that helps both Sponsors and Investors have a fair result.
KOPA Capital can also come with completely novel benefits for your property that have never been available before. Some examples include:
Property Impact is a core aspect of Kopa's commitment to responsible investing. We understand that real estate can have a far-reaching influence on both the environment and the communities it serves. In our dedicated ""Property Impact"" section, investors can explore how each property goes beyond its financial returns to create positive change.
We use distinct badges to provide insights into how each property contributes positively.
Because KOPA uses blockchain, all your money is within your own account. KOPA uses secure code that is verified by thousands of computers to send your ownership and money to your account. The blockchains we have used have never been hacked.
KOPA does not provide or sell your information to anyone for commercial purposes.
KOPA does use identity verification experts that ensure you are who you say you are and not on any anti-money laundering lists (to screen out terrorists, people who are known to do illegal activity by the U.S. government, and others who would like to take illegal money and "wash" it by investing in properties and taking out their proceeds). We do this at initial investment to make sure that everyone on KOPA Market is safe and can legally do business.
KOPA requests your identification verification when you make your first investment. You can enter your information to ensure you are verified and not on an anti-money laudering list.
Most people typically think of FDIC insurance when placing their money in an account. FDIC inurance is only for banks accounts that meet very specific requirements and are only allowed to use that capital in very specific ways.
However, FDIC insurance does not apply to any investment where someone makes a choice into what they put their money into, including big stocks like Apple and Caterpillar all the way down to individual home purchases.
So, because KOPA allows you to choose your investments, it cannot be FDIC insured. However, by it being in a blockchain wallet that is only connected to you and those you provide access to (that even KOPA does not have ability to change), your security is decentralized an far away from a centralized attack.
KOPA Market requires adequate insurance be on the properties that come on the platform based on normal conditions for the area.
So, if something happens to a property on KOPA that is in those policies, then the property insurance will be used.
You can see and monitor your investments on KOPA Market at any time.
You can access that information
KOPA Market is primarily made up of cash-flowing properties. Because these priorities have proven cash flow and are profitable, when you buy a slice of a property on KOPA and the money makes
Invest with US Dollars from your bank account or debit card. Or you can invest with supported stablecoins in crypto ($US Dollar Coin or $USDC)
You invest in increments of $5 in whatever properties are available. When a deal closes, you get your share of ownership into a Web 3 wallet and they are yours.
Every quarter, you get distributions in the same percentage of your ownership. You get them for as long as you own the property share.
After a year, you can sell them on a secondary market to anyone else on Kopa Market, where you can benefit from additional price movement.
You can connect to KOPA Market and invest using your checking or savings account. KOPA works with leading partners that verify your bank information and ensure you have enough capital to not be overdrawn.
You can also invest in KOPA Market via a debit card.
KOPA does not accept credit cards because their unpaid interest rates are high enough that they generally are much higher than real estate returns, and so using credit to own more on margin could actually make an investor worse off. That is the opposite of ownership, so we only allow debit cards.
Users need to set up a Web3 wallet or connect your existing crypto wallet to Kopa which only takes about 1 min to start investing at Kopa market. This is because your proof of share purchase will be stored in your wallet as NFTs, and your distribution is automatically deposited into your wallet every quarter.
When KOPA Market is live, once you have created a verified account, you can add or change your notification email(s).
When KOPA Market is live, once you have created a verified account, you can add or change your phone number.
When KOPA Market is live, Kopa does not have usernames. Since your investment portfolio is only viewable to you through your digital wallet, there is no need for a user name on KOPA Market.
When KOPA Market is live, once you have created a verified account, you can reset your password.
When KOPA Market is live, you will be able to determine how much you want to be notified when there are updates and dividends coming from the properties in your portfolio.
You can close your KOPA account whenever you like. The only stipulation you will want to consider is to ensure you do not retain property ownership in your digital wallet, as you will not be able to get future dividends.
KOPA Hub is a comprehensive solution that empowers real estate professionals to execute underwriting, due diligence, and in-depth research with unprecedented speed and precision.
Built by industry experts, it provides a unified, seamless platform that consolidates data and documents into a single, user-friendly interface. Say goodbye to long hours spent double-checking minor data discrepancies across thousands of pages; our system delivers accurate insights instantly, enabling fast, confident decisions without human error.
Designed for real estate finance professionals, KOPA Hub
• enhances accuracy,
• ensures compatibility
• and offers ease of use
allowing you to focus on what matters most: making informed, timely decisions.
Our entry level solution built for Real Estate professionals focused on closing deals efficiently, ensuring accuracy, and making informed decisions without the usual time drain. Acting as your own Senior Associate, it empowers you to access critical information effortlessly, whether you’re a solo operator or part of a larger team. With this tool, late nights and repeated double-checks become a thing of the past—freeing up time for what matters most, both professionally and personally.
Our Buy Side solution streamlines the process of creating a customized Investment Committee Memo (ICM), ensuring every figure is accurate and backed by reliable data with minimal editing required. Within minutes,
you can
• Generate an ICM with all the necessary data points
• Automatically check for consistency
• and confirm compliance with key requirements like insurance and appraisals.
With features that enable real-time editing and faster deal screening with next steps highlighted automatically, you can make quicker, more informed decisions and focus on winning deals faster.
Our Sell Side solution automates 90% of the work needed to create error-free, professional marketing materials, saving you time and eliminating late nights in the office. With minimal effort, you can produce customized Offering Memorandums (OMs), presentations, and decks with accurate, backed-up data in minutes. Handle a higher volume of transactions with ease, completing tasks 5x faster, while effortlessly managing multiple deals. Stay on top of your active deals, track progress, and know the next steps to keep things moving forward—allowing you to focus on closing deals.
We understand that every investor’s needs are unique. Instead of bundling unnecessary features, we offer a customizable suite of add-ons, so you only pay for what you truly need, keeping the base cost low. KOPA Hub Basic provides robust information ingestion, data management, and streamlined workflows to cover all essential tasks. With our customizable add-ons, you can achieve up to a 7x productivity boost, cutting hours of work down to minutes.
Kopa Hub streamlines the onboarding process, allowing clients to quickly send a link to counterparts— whether a Buyer to a Seller or a Broker to a Client—eliminating the lengthy setup times and high fees typical of traditional enterprise B2B solutions. With KOPA Hub Onboarding recipients can easily fill out forms at their convenience, completing necessary tasks in under an hour. The data you receive is accurate, up-to-date, and standardized, ensuring consistency and eliminating errors. We integrate information from multiple sources, providing a comprehensive view of the property. Once the link is sent, minimal follow-up is required, and you can manage everything efficiently, even accommodating those who prefer email or paper by uploading the data manually.
Kopa Hub eliminates the tedious and error-prone tasks that analysts and associates face when managing complex deal data. Traditionally, the process involves manually gathering dozens of documents, verifying their accuracy, converting data into multiple file formats, and cross-checking details across various reports—tasks that are time-consuming and prone to mistakes. With Kopa Hub, these processes are automated, providing a comprehensive, up-to-date representation of your documents in real time. We ensure data integrity by automatically flagging discrepancies, allowing you to focus on decision-making without worrying about missing or inaccurate information. Our platform can handle the most detailed and extensive reports, covering all document types, not just rent rolls, and delivers insights up to 20x faster with unparalleled accuracy. By automatically extracting key data, we give you the granular insights you need to move deals forward with confidence—without the risk of human error.
Kopa Hub streamlines the process of reviewing property documents by automatically extracting key data to give you a clear, comprehensive view of the property’s value, condition, and market context. Our interactive map provides both street and bird’s-eye views, allowing you to visually assess the area while our well organized layout enables you to quickly assess essential details, including property location, tenants, financial performance, market and submarket trends, and amenities. Additionally, we cross-reference the information provided by sellers, brokers, and sponsors with publicly available data to ensure accuracy and transparency. This process highlights any discrepancies, such as discrepancies between staged photos and real-world conditions, giving you the insight needed to make informed, confident decisions faster.
Kopa Hub A.I. enhancements eliminate the complexities and risks associated with underwriting and due diligence by automating the process of validating and cross-referencing multiple documents. We ensure that all key data points—such as property addresses, parcel numbers, financials, and insurance coverage—are accurate and consistent across all reports. Our system flags discrepancies, enabling you to quickly address any mismatches, such as incorrect numbers or conflicting data, that could lead to valuation errors or miscalculations. Additionally, Kopa Hub tracks every change and allows for direct communication with the person who created the report to verify or correct discrepancies, ensuring that financials, bank statements, and cash flow projections align seamlessly. This eliminates guesswork, reduces human error, and ensures that your due diligence is precise and reliable, every time.
Kopa Hub streamlines and simplifies the often complex and time-consuming process of vendor management, document handling, and due diligence. Say goodbye to endless email chains, long waits for responses, constant follow-ups, and escalating costs. Our platform automatically tracks and organizes everything, eliminating the need to store and search for physical documents or files. With a seamless, centralized system, Kopa Hub provides real-time visibility into your projects and automatically reminds key stakeholders of outstanding actions, keeping everything on track and up-to-date. Unlike traditional KYC/KYB platforms, Kopa Hub offers a comprehensive solution that enables you to manage documents, track progress, and access critical information effortlessly, saving you time, reducing errors, and driving efficiency.
Kopa Hub ensures that no steps are overlooked by providing full visibility into your workflow. Our system tracks every task, clearly identifying what has been completed and what remains outstanding. With built-in accountability, it logs approvals and ensures that each step is validated before moving forward. Unlike any other solution in the real estate industry, Kopa Hub acts as a native project manager—completely customizable to your needs. This ensures precision, eliminates costly errors, and helps you maintain the highest level of diligence throughout every process. With human validation at every stage, Kopa Hub enhances your productivity and decision-making, guaranteeing no mistakes and no missed opportunities.
Kopa Hub empowers you with full control over your deals by ensuring all tasks are completed before finalizing terms or requiring an override. Our platform is intelligently designed to minimize human error, enabling you to confidently close deals based on accurate, shared information. With seamless escalation to higher levels of administration, when necessary, Kopa Hub provides a clear, comprehensive view of every task and deadline, ensuring no detail is overlooked and no deadlines are missed.
Kopa Hub takes property information gathered from application submissions and documentation, then enhances it with data from online sources, third-party APIs, municipal records, and relevant news. This comprehensive approach equips you with a full context on the property, saving hours of research and ensuring you have all critical insights to make confident decisions.
Here’s how it works:
• Property Validation: Verifies the property’s authenticity using sources like USPS, Google Maps, Google Reviews, and Yelp. This includes street-view visuals, allowing you to explore the surroundings and confirm the property is accurately represented.
• Asset Validation: Confirms that the property’s zoning matches its use. Using third-party data (e.g., ReGrid), Kopa Hub checks zoning classifications to prevent issues, such as buying a retail space in a residential zone, which could pose compliance risks.
• Public Municipal Records: Automatically checks for outstanding taxes or liens on the property. This prevents surprises related to unpaid taxes, potential forfeiture, or added liabilities, ensuring you’re aware of the property’s financial standing before proceeding.
• News Insights: Scans for recent news within a defined radius, providing relevant local updates from the past 18 months. This includes crime rates, new business developments, or infrastructure projects, helping you assess neighborhood dynamics and market potential. Planned Enhancements (coming soon):
• Area, Market, and Submarket Analysis: Automated market summaries that cover the larger geographical area, market, and specific submarket for comprehensive regional insights, ensuring you’re well-informed about the property’s broader location context.
• Key Property-Specific Stats: Provides key data points by property type, such as school ratings for residential properties or proximity to public transit for office spaces, saving you the time of consulting multiple external sources.
• Investment Highlights: Using generative AI, Kopa Hub can analyze all data to create a concise, persuasive summary of why the property offers value as an investment, highlighting the property’s unique benefits and growth potential.
• With Kopa Hub, you can instantly access detailed, actionable information about any property, letting you focus on strategy rather than data-gathering.
Managing third-party providers is a critical aspect of property due diligence. Traditionally, you would track appraisers, environmental consultants, insurance advisors, and engineers through a checklist, typically in Word or Excel, and coordinate via emails and calls. You’d have to manually document deadlines, primary contacts, and follow-up reminders—straightforward at first but complex to manage when handling multiple deals simultaneously. With Kopa Hub, you no longer need to juggle multiple tools or worry about losing track of deadlines. Our platform streamlines vendor management, tracking deadlines and contacts automatically, sending timely reminders, and logging all activity. You’ll always know when a report is due, who to follow up with, and when an overdue task requires a nudge. For companies, Kopa Hub offers an institutional vendor management feature that lets you maintain a list of approved providers and track their past performance, making it easy to identify reliable partners and transfer vendor insights across teams seamlessly.
Overall if you think of steps, a First Year/beginner Analyst would be someone who's out of college or MBA and you ask them to look through a report. They'd ask you what they should focus on, and you'd tell them. Then they'd read through the entire report and diligently report to you the key things that you asked for. As they progress more, you can give them different types of documents and ask them to fill in what information is needed. But as you go forward, you will ask more of an Analyst. You'll ask them "ok so you've told me the 'what' is in there, but why didn't you tell me the 'so what?' I need you to tell me if there are issues and if there's any follow up needed." That would be a more experienced/2nd year (or later) Analyst - someone who can actually do something and tell you next steps and what else might be needed for you to have a good outcome. A great Analyst would have this information, package it up to you in context, provide the contact information and perhaps even write the email draft for you to send requesting the next step. Now imagine we have that, and it can do all that for you based on the information that's uploaded. It takes out the guesswork and you can just review and send.
When managing multiple deals, staying organized is essential. With Kopa Hub Overview + Pipeline Tracking, you have a centralized solution that allows you to track each deal from start to finish. Our platform provides a comprehensive overview of all tasks required, enabling you to manage each deal's unique steps and ensure nothing falls through the cracks. You can monitor your progress across the deal pipeline, see the next actionable steps, and review your status at a glance. An invaluable tool for larger organizations or frequent users handling multiple deals, allowing for efficient multitasking and visibility into the entire portfolio.
Our platform provides a solution that empowers everyone everywhere with equal opportunities to create impact and cultivate wealth through ownership.
Amount of real estate transactions shared by the Kopa's senior leadership of $12 billion
The amount of funding that startups have gotten from professional investors previously
A testament to our technical proficiency, making investment easy for everyone